Regional Credit Manager

The Regional Credit Manager assists the Credit Regional Director in the management of the Company’s credit portfolio via effective credit risk and collections management, and support to the credit-granting function.

POSITION: Regional Credit Manager – Caribbean
REPORTS TO: Regional Credit Director - Caribbean
SUPERVISION GIVEN TO: Regional Business Development Officer, Regional Project Manager.

DUTIES AND RESPONSIBILITIES:

• Maintain a thorough knowledge of credit systems, policies and procedures related to portfolio management, collections and credit granting for Unicomer Caribbean.
• Recommend and implement changes to Credit Underwriting and Collections strategies to maintain and improve the risk profile of the Hire Purchase and Cash Loan portfolios in line with strategic objectives.
• Assist in establishing procedures and guidance for the Credit Underwriting and Collections management functions.
• Monitor the performance metrics for Unicomer Caribbean and take corrective action as needed.
• Work with the Regional Financial Products Manager on activities to increase customer base and the CL/HP portfolio.
• Analyse critical areas of the credit portfolio and produce relevant reports that identify key factors and trends impacting portfolio performance as well as areas for business development.
• Work closely with Regional Heads to expand new business initiatives throughout the region.
• Assist with credit review and approval for specially assigned accounts.
• Work with Human Capital to ensure all collections and credit granting touchpoint resources are adequately trained.
• Administer Credit Portfolio Reviews.
• Provide management support to local markets as needed.
• Produce management reports as required periodically.
• Complete annual reviews for all subordinates.
• Ensure the development of training programs for all direct reports in in line with yearly KPI.

REQUIRED EDUCATION: