Credit Analyst (Montego Bay)

This role requires strong analytical ability, attention to detail, and effective time management, as the individual must handle multiple tasks in a fast-paced environment while ensuring accuracy in financial agreement data and contract documentation.

🚀 We’re Hiring! Join Conduent — Credit Analyst

We are seeking a detail-oriented and analytical Credit Analyst to join our team in Jamaica. In this role, you will assess application-only credit submissions by evaluating asset loan-to-value (LTV) ratios, reviewing the personal credit of guarantors, analyzing business credit histories, and reviewing personal and business background information to support sound, fast-paced credit decisions

Our employees enjoy:

• 🏥 On-site clinic (7 days per week) for convenient, affordable healthcare
• 🚌 Free transportation between Freeport and Montego Bay Town Center
• 🚐 Extended transportation to and from Savanna-la-Mar, Lucea, and Falmouth for selected shifts
• 🩺 Health insurance benefits
• 🛡 Company-paid life insurance coverage
• 🌐 Free internet access via assigned kiosks
• ⏰ Flexible work shifts

📊 Key Responsibilities

• Analyze credit applications for equipment financing using an application-only process.
• Evaluate the personal credit profiles of individual guarantors, including credit bureau reports and payment histories.
• Review business credit reports and history from sources such as D&B, Paynet, or similar.
• Conduct personal and business background checks to identify any potential credit and/or character concerns.
• Utilize public records, online searches, to verify applicant information.
• Review and assess the loan-to-value (LTV) of equipment being financed based on market data and internal guidelines.
• Concise communication with broker partners when additional information is needed to decision a transaction.
• Summarize findings and provide clear, concise recommendations to the approving authority.
• Maintain accurate credit files and ensure all documentation is captured in internal

Qualifications

• Bachelor’s degree in Finance, Business, Economics, or a related field.
• 2+ years of experience in credit analysis or underwriting, preferably in equipment finance or small-ticket commercial lending.
• Solid understanding of credit reports, scoring models, and risk assessment for both individuals and businesses.
• Familiarity with credit bureau platforms (e.g., Equifax, TransUnion) and business credit tools (e.g., D&B, Experian).

Click here to apply directly for the role

 *** Applicants must be at least 18 years of age, present valid Government issued photo ID, TRN, NIS, Original and Photocopy of Proof of Qualifications, Birth Certificate, 3 professional/character references (Name and Contact numbers). Applicants must have a clean Police record(company-paid) and may be subject to drug screen***