Business Banker - Level 2 (Linstead Branch)

Grows the portfolio of business clients by focusing on establishing new relationships and cross-selling to current accountholders.

Core Functions:

• Grows the portfolio of business clients by focusing on establishing new relationships and cross-selling to current accountholders.

• Follows the established NCB sales process for engaging, exploring, aligning and presenting solutions to prospective/new and existing business clients.  

• Receives and actions referrals/leads for products/services that business clients may be offered, as per the established NCB sales process.

• Explains the product features, terms and conditions of relevant banking products and services to prospective/new and existing business clients.

• Analyses the credit worthiness and the financial health of potential business borrowers, where required.

• Submits business client applications for banking products and services to the relevant branch/unit(s) responsible for processing and/or decisioning.

• Submits and follows up with the relevant units for decisioning/disbursement of lending proposals in accordance with credit risk and collateral requirements, where required.

• Ensures requirements for documentation to maintain banking products/services provided to business clients are met, in accordance with the Bank’s policies and procedures.

• Supports the Collections team in minimizing the level of credit delinquency and the Compliance team in minimizing non-AML compliant status within the SME segment, where required.