Unicomer Group Peak - Underwriter

The Unicomer Team is seeking Underwriters to join our team team for the 2025 Peak Season, (September to December 2025)

PURPOSE:
The purpose of this position is to adjudicate credit applications ensuring responsible
and effective credit management by assessing creditworthiness of applicants, 
mitigating risks to support the growth and safeguard of the company’s credit portfolio.
 
REQUIRED EDUCATION:
• Tertiary level education, preferably a degree in Finance or Business-related
fields.

REQUIRED SKILLS / EXPERIENCE:

• Knowledge of credit risk management and Consumer Loan policies
• Knowledge of regulatory compliance standards.
• Computer Literate and numerate
• Excellent (internal and external) Customer Service skills
• Excellent interpersonal and communication skills
• Analytical and problem-solving skills
• Ability to make sound and impartial credit decisions.
• Strong Time Management Skills

REQUIRED PERSONAL CHARACTERISTICS:
• Ability to prioritize a demanding workload
• Strong commitment to good ethical practice
• Ability to work on own initiative.
• Interpersonal and Communication skills.
• Tactful and Discreet

DUTIES AND RESPONSIBILITIES:
• Ensure that all applications approved comply with company’s credit policies, 
procedures, and regulatory requirements.
• Maintain sound decisions based on throughout analysis of applications and risk.
• Verify applicants’ information to ensure accuracy and completeness.
• Maintain adherence to assigned approval limits and within set service standards 
level.
• Mitigate Risk by ensuring responsible adjudication of applications.
• Coaching and developing of salespersons to ensure quality booking of credit 
applications and adherence to credit and compliance policies.
• Maintain a customer-centric approach in keeping with the expected standards of 
the company.
• Communicate application outcomes to customers and branch team, providing clear 
reasons for decisions (approval or rejections) as the need arises.
• Safeguard sensitive customer data and adhere to privacy(data) protection 
regulations.
• Collaborate with Branch team by providing feedback and visiting sales meeting.
• Undertake special assignments as directed by the Senior Credit Supervisor.

How to Apply:

If selected, on interview day please take with you:

• Updated Resume

• Copies of:

• Educational Certificates
• Government issued Photo ID
• Birth Certificate
• TRN
• NIS
• Banking Details (Must be NCB or Scotia)

Important: Applications will not be considered if all documents presented

We look forward to welcoming passionate and driven individuals to our team for Peak 2025!