Senior Credit Officer

In this role, you will be responsible for mitigating credit risk, overseeing the company’s debt portfolio, and ensuring timely collection of outstanding payments.

Job Title: Senior Credit Officer

Location: St. Michael, Barbados

Job Details: Hybrid – Permanent 

Are you looking to accelerate your professional development, build a brilliant career, and thrive in a highly supportive team? Join Inchcape Barbados, part of Inchcape’s global network.

You’ll play a key part in delivering great experiences for our customers and colleagues. With lots of interesting opportunities and challenges for you to explore that will take us, and your progression, to the next level.

Our Finance department is seeking a Senior Credit Officer to join our team in Barbados. In this position you will be responsible for mitigating credit risk, monitoring the company’s debt portfolio, and ensuring the timely collection of outstanding payments. This role involves evaluating credit applications, maintaining accurate financial records, resolving client and dealer issues, and supporting administrative functions to uphold the company’s financial health and compliance with credit policies.

What you’ll do:

• Execute the entire receivable transaction process from dealer contact posting to reporting
• Approve orders in the ERP on a trihourly basis.
• Execute the entire credit issuance process. From log generation to reporting.
• Review and issue statements to all active dealers on a weekly basis.
• Monthly update of dealer records with the maintenance of Standby Letters of credit.
• Monthly preparation of the Credit Note Review.
• Monthly preparation of the AR Ageing Report.
• Assist with the preparation and presentation of the Monthly Credit Review to the Management team.
• Execution of all activities related to employee expenses.
• Record cash issued to/ received from employees for travel expenses in the appropriate voucher book and posts to general ledger immediately.
• Perform cash count with Chief Accountant or Head of Finance on working day one (1) and prepare reconciliation for review and approval.
• Replenish cash tins as necessary.
• Vendor creation and modification in the ERP.
• Download bank statements and update bank reconciliation daily. Ensuring recurring journal entries are entered into Blackline monthly.
• Complete monthly bank reconciliation by working day six (6).
• File bank credit notes and debit notes weekly.
• Support the Treasury & Credit Manager and wider Finance team where necessary.

About you

To be successful in this role you will be:

• Qualified professional with a degree in Accounting or a related Finance discipline.
• Experienced in accounting-related tasks, particularly in Accounts Receivable.
• Proficient in Microsoft Office Suite, especially Excel.
• Highly analytical with excellent organizational skills and strong attention to detail.
• Strong communicator with key stakeholders, such as banking institutions and dealers.

We offer you

At Inchcape, we are building the future of mobility, and we invite you to be part of it with us. You will join a collaborative culture that values well-being, growth, and inclusion. Through meaningful work, continuous development, and both global and local rewards, we create a work environment where people can achieve success and fulfill their aspirations.

Start your journey

Worried that you don’t meet all the criteria exactly? We encourage you to apply! Your skills and perspectives may be the perfect fit for this role or another opportunity within our business

Opportunity for everyone

Inchcape is committed to creating an inclusive and diverse workplace where the power of our differences can be embraced and everyone feels they can belong, be themselves and succeed.

About us

Inchcape is the leading global automotive distributor operating in 38 markets. We partner with some of the biggest brands in the business to sustainably power better mobility today and in the future.

Our diverse global team of over 16,000 talented colleagues foster an inclusive and collaborative culture, delivering a brilliant experience for our customers and partners. We’re a dynamic and fast-growing business, driving the transformation of our industry and redefining tomorrow. Find out more visit www.inchcape.com

Additional information request

Selected candidates will be contacted to initiate our hiring journey. We may request additional information from applicants to better understand your background, qualifications and experience for the role.