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The Retail Banker manages client relationships by serving as a primary point of contact, providing guidance, and ensuring satisfaction throughout the loan process.
Core Functions
Manage client relationships by serving as a primary point of contact, providing guidance, and ensuring satisfaction throughout the loan process.
Evaluate and process loan applications by interviewing clients, assessing eligibility, preparing proposals, and finalizing contracts.
Ensure documentation and compliance by validating submissions, tracking outstanding requirements, and adhering to regulatory guidelines.
Monitor and manage loan delinquency by identifying early arrears, contacting clients, and executing recovery strategies.
Promote bank products and services through cross-selling, referrals, and offering tailored financial solutions based on client needs.
Support banking operations by assisting internal teams, managing credit documentation, and staying updated on industry practices.
Qualifications and Experience
Bachelor’s Degree in Finance, Management Studies, Business Administration, Accounting or related fields.
At least three (3) years’ working experience in processing credit or loan facilities in the financial services industry.
Proficient in understanding direct/indirect lending products and practices.
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Retail Banker
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