Manager, Credit

The role involves managing a portfolio of clients, overseeing the entire credit process from application to post-closing reviews, and ensuring portfolio quality through timely monitoring and reporting.

About us

CIBC Caribbean is a relationship bank offering a full range of market leading financial services through our Corporate Banking, Private and Business Banking and Wealth Management segments through its leading digital banking network and locations across the region. CIBC Caribbean is one of the largest regionally listed financial services institutions in the Caribbean.

Corporate Banking

Our commercial clients need the best support to deliver the best to their clients. Our team steps in to deliver the value, solutions, and products to keep our clients competitive. We recommend alternatives to grow their investments and discern what they need before they ask!

About the role

• The role involves managing a portfolio of clients, overseeing the entire credit process from application to post-closing reviews, and ensuring portfolio quality through timely monitoring and reporting.
• It requires conducting detailed credit and financial analyses, collaborating with Corporate Managers and Investment Banking on risk assessment, pricing, and compliance with AML/KYC standards, while maintaining strong client relationships through meetings and ongoing communication.
• Additionally, the position focuses on risk management, covenant monitoring, and identifying opportunities to protect and grow the Bank’s client base while staying updated on products, processes, and industry trends.

About success

• Portfolio Management Excellence
• Credit Analysis & Application Quality
• End-to-End Credit Process Management
• Risk and Compliance Adherence
• Stakeholder Collaboration & Client Engagement
• Revenue Growth & Relationship Management

 About you

• Graduate status with ACIB or accounting / professional qualification
• Proven credit analysis skills and experience
• Previous Corporate business lending skills and experience
• Excellent analytical ability including demonstrated knowledge of cash flow analysis and financial modeling capabilities
• Comprehensive understanding of the Bank’s credit risk policies and procedures
• Highly developed organisational and analytical skills
• Excellent verbal and written communications skills
• Strong multi-tasking and time management skills