Insurance agent

Lucrative career in sales of financial and insurance products. Join the team led by one of the highest producing Unit Managers in Guardian Life of the Caribbean Limited.

Gail Singh’s Unit is a member of the Ramlal Basdeo Branch and is now offering the opportunity to become part of the Caribbean’s most vivacious company, Guardian Group of the Caribbean Limited.

This unit is led by one of the most successful Mangers, Ms. Gail Singh.  She is one of the highest producing Unit Manager’s within Guardian Life of the Caribbean Limited.  Ms. Singh has separated herself by her high level of successful and global recognition.  If you are willing to work with one of the best leaders, let Ms. Singh guide you to all your dreams!!  Ms. Singh has perfected the approach to success in this industry and is willing to mentor you with all her experience.

To be a sales professional is to have an exciting life.  You will learn to prospect for future clients and guide these clients to reach their financial goals.  You will be rewarded with the knowledge of the positive influence you will have with the many lives you will touch.  This is your business to grow and cultivate whilst you can earn an unlimited income.  

Job Description:

1. Selling Insurance Policies: The primary responsibility of an insurance sales agent/Intermediary is to sell insurance policies be it from life (otherwise known as long term) or general (short term). This includes life, health, Critical Illness, annuities, Personal Accident, property, car, and various forms of business insurance. They must understand the different policy types offered by their company and match potential customers with the policy that best suits their needs through a an interview process we call the discovery interview.

2. Customer Service: Insurance sales agents/intermediaries often serve as the primary point of contact between the insurance company and the client. They are responsible for answering questions, handling complaints, and helping clients discover their risk exposures and understand their policies that is recommended to address these risk exposures.

3. Generating Leads: Insurance sales agents/intermediaries need to find new clients to keep their business thriving while servicing their existing clients. This can involve cold calling, direct mail, networking, or online marketing, referrals from existing clients and friends to name a few. They may also receive leads from their company or from satisfied clients who refer their friends, family and co-workers.

4. Policy Management: Agents must keep track of their clients' policies, including when they are up for renewal in the case of general insurance and make sure all payment systems have been implemented and operational to minimize policy running in arrears in the case of Life/long term policies. They should reach out to clients before their policy expires in the case of general insurances to discuss whether any changes need to be made and to secure the renewal.

5. Maintaining Professional Knowledge: Insurance sales agents/intermediaries need to stay up to date on the latest insurance products and regulations, along with continuous sales/skills training. This can involve attending professional development courses, reading industry publications, and attending meetings and seminars, and congresses.

Requirements:

1. Education: Most insurance sales agents in the onset need a high school diploma, although a bachelor's degree can be beneficial as it may speak to a prospective agent’s level of understanding and development.

2. Licensing: All countries require insurance sales agents to be licensed. This typically involves completing a course of study and passing an exam.

3. Skills: Insurance sales agents/intermediaries need excellent communication and interpersonal skills, as they spend a lot of time talking to and listening to clients. They also need to be good at sales and negotiation. Additionally, they should have strong organizational skills to manage their clients' portfolios and leads.

4. Experience: All insurance companies hire agents with previous sales experience, although this is not always required, as it usually is on a case-by-case merit. It can be beneficial to have experience in the insurance industry, but many companies will provide training and retraining to new hires.