Credit Risk Adjudicator

The successful candidate will assist segment managers/sales teams in generating good quality business for the company consistent with the negotiated short, medium and long-term strategic objectives of the company.

Job Title: Credit Risk Adjudicator

Responsible for assisting with adjudication for all consumer and business loans ensuring that all loan applications meet the company’s policies and procedures.

Major Job Duties:

• Properly assess and make decisions on credit applications/prospects presented by the company’s sales channels after liaising/consulting with the Credit Risk Manager if required.
• Accurately and thoroughly review retail credit documentation to ensure that there are no deviations and breakdown in credit presentations.
• Ensure that decisions reflect accuracy and good business practices with acceptable risks; by reviewing credit applications.
• Report negative trends identified in credit presentation to the Credit Risk Manager
• Assist the Credit Risk Manager to develop, train and coach the microfinance Sales Officers with regards to microfinance credit presentations and analysis of credit risk
• Create an environment conducive to individual development, productivity and objective achievement and ensuring open lines of communication are maintained.

Required Skills/Competencies:

• Proficiency in English Language (written and oral)
• Possess the ability to work under pressure and meet tight deadlines
• Open to learn new experiences and adapt quickly to changes within the working environment
• Flexibility skills
• Credit Risk Analysis skills
• Excellent interpersonal skills with the ability to communicate effectively at all levels
• Excellent knowledge of MS Office Suite
• Must be team oriented

• Must be highly self-driven and able to work well under pressure with minimal supervision.
• Successfully work remotely while maintaining a high degree of professionalism

• Thorough understanding of credit risk
• Must be self-motivated with a results-driven approach
• Must be organized and possess excellent time management skills.
• Detail oriented

 QUALIFICATIONS:

• Bachelor’s Degree in Economics, Finance, Business Administration, or similar area. Majoring in -Credit Management or similar qualification.
• Five (5) years of experience in microfinance credit risks.

Working condition: The incumbent works out of a standard office environment, however, depending on need, may be required to keep unusual business hours.

Location: Kingston

Application Deadline: July 24, 2023

We appreciate all interested applicants; however only shortlisted candidates will be contacted.