Credit Manager

The successful candidate will be responsible for providing efficient management and leadership of the Credit Team to ensure the achievement of JPS & Partners Credit Union’s credit portfolio strategic objectives in order that the Mission, Vision and major targets are accomplished.

 The JPS & Partners Co-operative Credit Union invites suitably qualified applicants

to fill the position of:

CREDIT MANAGER

CORE FUNCTIONS

The successful candidate will be responsible for providing efficient management and leadership of the Credit Team to ensure the achievement of JPS & Partners Credit Union’s credit portfolio strategic objectives in order that the Mission, Vision and major targets are accomplished.

OTHER MAJOR FUNCTIONS

• Contributing to the Credit Union’s Strategic Planning process, paying particular attention to those strategic objectives and initiatives related to the Credit Department.
• Planning, coordinating, controlling and directing the lending operations of the Credit Union to minimize risks in lending and ensuring profitability.
• Facilitating the delivery of quality service to members in keeping with the organization’s five core values.
• Providing timely report to the General Manager, Board of Directors and external organizations on credit administration, as required.

QUALIFICATIONS AND EXPERIENCE

• Post Graduate Degree in Management Studies, Business Administration, Banking and Finance, or equivalent qualification from a recognized tertiary institution.
• Specialized training in Credit Administration or Risk & Compliance.
• Five (5) years’ experience in credit administration at a senior level, preferably in a financial institution, with at least two (2) years’ managerial experience.

KNOWLEDGE AND KEY COMPETENCIES

• In-depth knowledge of Credit Unions’ policies, procedures and products.
• In-depth knowledge of IFRS 9 especially in Expected Credit Loss analysis
• Knowledge of Acts and Regulations governing the Credit Union (Co-operative and Friendly Societies Act, Proceeds of Crime Act, BOJ Act, etc.).
• Sound knowledge of accounting practices, principles and procedures especially as it relates to the Credit Union environment.
• Excellent personal financial planning and sales skills.
• Ability to pay keen attention to details to ensure that transactions are error-free and trustworthy.
• Good judgement to determine member’s credit worthiness and character.
• Ability to prioritize and handle multiple tasks simultaneously.
• Proficiency in Microsoft Office Suite especially advanced excel.
• Excellent communication skills both orally and in writing to maintain strong relationships with members.
• High level of professionalism, integrity, honesty and confidentiality.

Application with detailed resume should be submitted no later than June 18, 2025, addressed to:

The Human Resource Manager

JPS & Partners Co-operative Credit Union Ltd.

65¾ Half Way Tree Road

Kingston 10

We thank you for your expressions of interest; however, only shortlisted applicants will be contacted.