Business Loans Officer

Assess applications, structure small business loans, and guide clients from inquiry to disbursement.

Small Business Loans Officer – Job Description

ISP Finance Services is seeking a professional and customer-focused Small Business Loans Officer to evaluate, structure, and manage financing solutions for business clients. The successful candidate will guide applicants through the loan process from initial inquiry to disbursement while ensuring sound credit decisions and adherence to company policies.

The Loans Officer will assess applications, verify information, analyze repayment capacity, and identify potential risks. The role requires strong communication skills, attention to detail, and the ability to balance growth objectives with responsible lending practices.

This position is critical to maintaining portfolio quality, delivering excellent service, and supporting the expansion of the company’s business lending operations.

Key Responsibilities:

• Interview applicants and collect required documentation

• Analyze financial information and assess creditworthiness

• Structure loan terms within company guidelines

• Prepare recommendations for approval

• Maintain accurate records within the loan management system

• Provide ongoing client support and follow-up where necessary

Requirements:

• Experience in lending, credit analysis, or financial services

• Strong analytical and decision-making ability

• Excellent customer service and communication skills

• Ability to work in a target-driven environment

• Proficiency with computer systems and data entry