Associate Director-Corporate Credit Risk

The Associate Director, Corporate Credit Risk adjudicates credits within the delegated lending authority (DLA) and recommends adjudication of credit lines requested above DLA to the Director, Corporate Credit Risk and the Chief Credit Officer.

About Us

CIBC Caribbean is a relationship bank offering a full range of market leading financial services through our Corporate Banking, Private and Business Banking and Wealth Management segments through its leading digital banking network and locations across the region. CIBC Caribbean is one of the largest regionally listed financial services institutions in the Caribbean.

Maintaining the delivery of exceptional service to our clients requires teamwork. Meet our team of professionals who support delivery across the region. This support requires collaboration, innovation, governance, effective tools, technologies and efficient processes. There are many business segments that comprise our Head Office: Audit, Legal, Finance, Human Resources, Risk Management. Bring your expertise to a team of professionals who bring value to the entire organization.

About the Role

The Associate Director, Corporate Credit Risk adjudicates credits within the delegated lending authority (DLA) and recommends adjudication of credit lines requested above DLA to the Director, Corporate Credit Risk and the Chief Credit Officer. Works with the Credit Risk Management team in maintaining appropriate credit policies and procedures for corporate lending, management and control, guides for the execution process relating to loan origination, adjudication, collection and work-out and loan loss provisioning; leading the execution and implementation of projects covering all the domains of change management that may impact Corporate Credit Risk, including developing and managing work plans; coordinating, integrating and managing resources and stakeholders to achieve the business results by critical and often aggressive dates. Required to assess corporate credit advances including any grouped personal advances to key individuals, monitor / manage adherence to Bank credit risk policy, guidelines and procedures for corporate, capital markets, bank and sovereign sectors, visit corporate business teams throughout the region to assess the quality of portfolio and provide support, guidance and advice to frontline Corporate Managers.

About Success

• Sanctions applications within graded lending matrix as per the delegated lending authority on credit.
• Responsible for the successful execution / implementation of all risk related strategic projects / or initiatives.
• Leads the application of techniques for project appraisal, selection and prioritisation and applies relevant accounting practices to plan, manage and control budgets.
• Leads and manages the implementation of board level strategic risk management objectives with aggressive timelines.
• Accountable for implementing effective strategic risk management techniques.
• Leads the development of enhanced performance management within the risk management group.
• Accountable for the creation and implementation of specific Risk initiatives.

About You

• Bachelor’s degree or equivalent required; Advanced qualifications in risk management desired.
• Deep understanding of the Bank’s strategies, priorities, operations, and business processes.
• Full competency in all aspects of credit analysis and thorough knowledge of Bank credit risk policy, guidelines & procedures including regulatory body requirements.
• Prior credit structuring and negotiation experience.
• Thorough hands-on knowledge use and function of all corporate credit decision support tools.
• Detailed understanding of risk management processes in a banking environment.
• Proven knowledge of best practices standards in the project process and risk management, including budget management and expense reporting.
• Knowledge of the political and economic environments and the financial services industry in the Caribbean region.

About our Offer

We use the same innovation and vigour for our benefits and reward package. It is attractively structured, and performance bonuses are offered. You will have a challenging, diverse experience with opportunities for professional growth. We value agility, collaboration, integrity, sense of ownership and urgency.

Applications with detailed resumes should be submitted no later than July 8^th, 2025