Assistant Manager – Credit

This position requires sound financial analysis, structured decision-making, and strong communication to manage credit risk and contribute to overall portfolio performance.

Job Title: Assistant Manager – Credit
Location: Kingston, Jamaica (local travel required)
Salary: JMD $5.1M – $6M per annum

About Us:

We are The Jamaica National Group Limited, representing a globally respected brand, boldly finding ways to enrich lives and build better communities. Our core values make us who we are and are demonstrated in everything we do; rooted in RESPECT we believe our everyday jobs contribute to something bigger than ourselves. We are dependable and pride ourselves in our authenticity and in the transparent solutions we create that bring value to our customers.

The Role:
JN Fund Managers Ltd. is recruiting a competent and motivated Assistant Manager – Credit to support credit operations across our financial products. This position requires sound financial analysis, structured decision-making, and strong communication to manage credit risk and contribute to overall portfolio performance.

Key Responsibilities

• Credit Analysis & Application Preparation: Analyze financial statements, ratios, and customer profiles to assess creditworthiness. Draft detailed loan applications and risk assessments for submission to decision-makers.
• Loan Documentation & Compliance: Prepare and maintain accurate lease and margin loan documentation. Ensure compliance with JNFM’s lending policies, regulatory requirements, and internal deadlines.
• Credit Portfolio Management: Monitor loan performance, conduct annual reviews of facilities, and ensure timely collection of payments. Identify delinquent accounts and manage the recovery process in accordance with policy.
• Client Engagement: Interface with clients to provide timely and accurate credit information, advice, and support. Develop relationships to identify new business opportunities and support the profitability of the credit portfolio.
• Support for Investment Banking Transactions: Assist with the construction of financial and valuation models, research, and development of transaction presentations. Participate in execution support for mergers, acquisitions, private placements, and equity offerings.
• Product Development & Operational Efficiency: Contribute to the design of new credit products. Recommend and document process improvements to enhance the department’s performance and compliance.
• Reporting & Recordkeeping: Maintain a secure and organized filing system for credit securities and related documents. Provide accurate credit-related data to support internal financial management.

Education & Experience:

• Bachelor’s degree in Finance or related field
• Dealer Representative License
• Minimum 3 years of experience in credit management
• In-depth understanding of credit risk, financial analysis, and lending principles
• High proficiency in Microsoft Excel, financial modeling, and data analysis tools

Skill Requirements:

• Excellent oral and written communication skills
• Strong attention to detail and ability to manage multiple tasks under pressure
• Sound judgment, initiative, and the ability to work with minimal supervision

If you have a sharp analytical mindset, a solid grasp of credit risk, and are ready to contribute meaningfully to our investment banking operations, we want to hear from you. Apply by Sunday, May 18, 2025 to be considered.