Micro Finance Officer
PRIMARY RESPONSIBILITIES:
• Develop and implement strategies to promote the growth of the Micro Finance portfolio.
• Maintain a process to achieve consistency in credit decisions, while identifying opportunities
for process improvements.
• Participate in the business development strategies and planning processes for the
micro finance business.
• Assist in evaluating and analyzing performance against targets and implement strategies
to ensure targets are met.
• Ensure active follow up is maintained with delinquent customers to remedy accounts in arrears.
• Assist with daily operational functions in the cash loan stores as needed.
• Ensure that credit approval guidelines and turn-around times are met.
KNOWLEDGE, SKILLS AND COMPETENCIES REQUIRED:
• Ability to react quickly in a fast-paced environment would be an asset.
• Knowledge of business loan portfolio management and various security/collateral items.
• Demonstrated sales/portfolio growth results.
• Analytical and problem-solving skills.
• Competence in constructing and analyzing financial information.
• Negotiation and report writing skills.
• Excellent customer service skills.
EDUCATION AND EXPERIENCE REQUIRED:
• Tertiary level education - preferably a degree in Business or Finance.
• Minimum of three (3) years in a large consumer credit environment.
• A minimum of 3 years in small business lending and/or lending to self- employed individuals
would be an asset.