Credit Officer

The incumbent will be responsible for managing a borrowing portfolio, marketing the bank’s products and services and managing the delinquency portfolio.

CREDIT OFFICER

 Job Summary 

The incumbent will be responsible for managing a borrowing portfolio, marketing the bank’s products and services and managing the delinquency portfolio. 

Responsibilities 

• Market the bank’s products and services
• Complete clients’ business profile and credit report
• Conduct an analysis of clients’ business financial s
• Assess clients’ export potential
• Evaluate assignment of clients’ securities
• Maintain clients’ portfolio
• Prepare client reports for management
• Manage delinquency portfolios

Qualifications and Experience 

• Bachelor’s degree in, finance, economics or business management or any other related field
• Two (2) years’ experience in a credit environment

Knowledge, Skills and Abilities 

• Knowledge of financial principles and practices 
• Knowledge of marketing principles and practices
• Strong oral and written communication skills
• Strong analytical and problem solving skills
• Ability to analyze financial statements and make sound judgment
• Ability to assess securities and determine their potential
• Team oriented
• Effective time management skills
• Ability to function effectively in a high-paced environment
• Ability to function in a technology-prevalent environment