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Massy Finance is looking for a dynamic individual to accept the role of Credit Manager. The Credit Manager is responsible for the management of the credit control team.
· Proactively, develop, maintain and strengthen relationships with business partners, customers, employees and stakeholders with a view towards providing solutions that meet the financial needs of all.
· Demonstrate commitment to take ownership of client concerns and resolves issues expeditiously.
· Determines annual unit and gross-profit plans by implementing marketing strategies; analyzing trends and results.
· Establishes sales objectives by forecasting and developing annual sales quotas, projecting expected sales volume and profit for existing and new products.
· Maintains sales volume, product mix, and selling price by keeping current with supply and demand, changing trends, economic indicators, and competitors.
· Establishes and adjusts selling prices by monitoring costs, competition, and supply and demand.
· Manage in-life product performance, features and benefit.
· Assist in carrying out market scan of product offerings, fee and charges.
· Liaising with the team and other stakeholder departments within the Company and also external vendors.
· Continually reviewing existing product range, offerings, processes and sales channels to develop suggestions on improvements along with the product managers
· Keep a track that the Portfolio operates within Bank Operational risk parameters including product audits and compliance of best practice.
· Directly control strategy and be responsible for the overall strategy and day to day operations of Credit Card.
· Ensure all Credit card operations are fully compliant with local laws and regulations.
ESSENTIAL JOB REQUIREMENTS
· Degree in Business Management or related discipline
· Minimum of Five (5) years’ experience in a similar environment with a minimum of 3 years at a managerial level.
· Track record in developing and managing financial products and services.
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Credit Manager
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