Our client, a highly regarded player in financial services, is looking for an astute, market savvy Banker with sound credentials in corporate and commercial lending risk assessment, to bring a new focus and pro-active approach to the business credit underwriting unit.
AVP Business Credit Underwriting
Our client, a highly regarded player in financial services, is looking for an astute, market savvy Banker with sound credentials in corporate and commercial lending risk assessment, to bring a new focus and pro-active approach to the business credit underwriting unit.
The Role
- Responsible for the underwriting of Business Credit applications, provide strong leadership to the team of Credit Solution Managers and Analysts in the Commercial & Corporate Banking Units, to ensure the consistent professional quality of submissions.
- Effectively manage credit risk and develop innovative solutions to improve the process, compliance and timeliness of new applications.
- Coach and develop the team to deliver and provide advice on credit structuring, collateral valuations and loan covenants.
- Determine adequacy of collateral security, exercising sound commercial judgement in assessing the client’s debt servicing capacity.
- Stay abreast of market and customer developments that could potentially impact the Bank’s risk exposure.
Preferred Profile
- BSc. Management, Finance or Economics, at least 7 years management experience in Banking and general credit including corporate lending and loan administration.
- Thorough knowledge of the Corporate and SME marketplace, key industries and competitive positioning as well as applicable regulatory and compliance legislation/requirements.
- A solid understanding of collateral securities and their appropriateness for each credit facility, with a proven record of assessing lending risks that demonstrates strong analytics.
- The discretion to understand individual customer requirements, working effectively with them and respond appropriately while achieving the Bank’s objectives.
- A confident, goal oriented, team-builder, pragmatic and credible with excellent communication and interpersonal skills who interacts easily at all levels.
If you have the leadership ability and technical competencies to fill this demanding role, please submit your resume and cover letter identifying key strengths relative to requirements by December 22, to:
PwC
Executive Selection Services
Please note, only shortlisted candidates will be contacted.