Micro Finance Officer

Micro Finance Officer

PRIMARY RESPONSIBILITIES:

• Develop and implement strategies to promote the growth of the Micro Finance portfolio.

• Maintain a process to achieve consistency in credit decisions, while identifying opportunities

for process improvements.

• Participate in the business development strategies and planning processes for the

micro finance business.

• Assist in evaluating and analyzing performance against targets and implement strategies

to ensure targets are met.

• Ensure active follow up is maintained with delinquent customers to remedy accounts in arrears.

• Assist with daily operational functions in the cash loan stores as needed.

• Ensure that credit approval guidelines and turn-around times are met.

KNOWLEDGE, SKILLS AND COMPETENCIES REQUIRED:

• Ability to react quickly in a fast-paced environment would be an asset.

• Knowledge of business loan portfolio management and various security/collateral items.

• Demonstrated sales/portfolio growth results.

• Analytical and problem-solving skills.

• Competence in constructing and analyzing financial information.

• Negotiation and report writing skills.

• Excellent customer service skills.

EDUCATION AND EXPERIENCE REQUIRED:

• Tertiary level education - preferably a degree in Business or Finance.

• Minimum of three (3) years in a large consumer credit environment.

• A minimum of 3 years in small business lending and/or lending to self- employed individuals

would be an asset.