Credit Manager

As a key member of the relationship team, the Credit Manager provides direct support to the relationship team by working within their assigned portfolio and is responsible for the delivery of the credit solutions to both existing and new clients.

About us

CIBC Caribbean is a relationship bank offering a full range of market leading financial services through our Corporate Banking, Private and Business Banking and Wealth Management segments through its leading digital banking network and locations across the region. CIBC Caribbean is one of the largest regionally listed financial services institutions in the Caribbean.

Our commercial clients need the best support to deliver the best to their clients. Our team steps in to deliver the value, solutions, and products to keep our clients competitive. We recommend alternatives to grow their investments and discern what they need before they ask!

About the role

As a key member of the relationship team, the Credit Manager provides direct support to the relationship team by working within their assigned portfolio and is responsible for the delivery of the credit solutions to both existing and new clients. The incumbent understands the Bank’s clients’ operations to identify opportunities to provide appropriate financial solutions. The Manager develops and maintains a working knowledge of clients’ companies, industry and regulatory issues impacting economic / political trends and clients’ requirements in order to develop appropriate credit solutions.

About success

• Primary responsibility for a portfolio of assigned clients, ranging from high to low complexity.

• Completes analysis of client requests, preparation and submission of credit applications containing complete and detailed assessments of business, credit and financial analysis to support requests for new and / or increased credit facilities.

• Effectively manages, monitors and controls the entire (end to end) credit process for new loans, including application / processing / underwriting / approval / closing), and post-closing documentation reviews for assigned portfolio as well as conducting reviews of the facilities as required.

• Meets weekly with Corporate Managers to agree on action plans and strategies for assigned clients.

• Keeps updated on products and processes and any changes to ensure effective and efficient service to clients.

About you

• Graduate status with MBA, ACIB or accounting / professional qualification including ACCA, CPA, CFA similar designations or post-graduate degree in Finance, Accounting or Banking will be an asset.

• Proven credit analysis skills and experience

• Previous Corporate business lending skills and experience

• Excellent understanding of financial statements and accounting principles

• Highly developed organizational and analytical skills

• Excellent verbal and written communications skills

• Strong multi-tasking and time management skills

About our offer

We use the same innovation and vigour for our benefits and reward package. It is attractively structured and performance bonuses are offered. You will have a challenging, diverse experience with opportunities for professional growth. We value agility, collaboration, integrity, sense of ownership and urgency.